Privacy Policy

FAP Name: Dash Financial Services Limited

FSP Number: 1006434

Introduction

Dash Financial Services Limited (we, us, our) complies with the New Zealand Privacy Act 2020 when dealing with personal information. Personal information is information about an identifiable individual. This policy sets out how we collect, use, disclose, and protect your personal information.

This policy does not limit or exclude any of your rights under the Privacy Act 2020. If you wish to seek further information on the Act, you can contact our Privacy Officer by email at jay@dashfinancial.co.nz or visit www.privacy.org.nz.

Changes to This Policy

We may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy.

What Is Personal Information?

Personal information is information about an identifiable individual. It includes, but is not limited to, name, address, contact details, date of birth, occupation, payment details, employment history and/or details, education and qualifications, financial information, testimonials and feedback, evidence of source of funds or source of wealth in some cases, and other information.

Third-Party Collection of Information

Where we collect your personal information from someone other than you, we will take reasonable steps to notify you that we have collected your personal information, the purpose of the collection, the intended recipients of the information, the name and address of the agency collecting and holding the information, whether the collection is authorised or required by law, and your right to access and request correction of that information, unless an exception applies under the Privacy Act 2020.

How We Use Your Personal Information

We will use your personal information:

• To verify your identity
• To provide services and products to you
• To market our services and products to you, including contacting you electronically, such as by call, text, or email
• To improve the services and products that we provide to you
• To respond to communications from you, including complaints
• To protect and/or enforce our legal rights and interests, including defending any claim
• For any other purpose authorised by you or the Privacy Act 2020

Disclosing Your Personal Information

We may disclose your personal information to:

• Companies or individuals who assist us in providing services or perform functions on our behalf, such as mailing houses, hosting and data storage providers, specialist consultants, and legal advisers
• Product providers, including lenders and insurance companies
• Financial advisers and financial advice providers who may use our services
• Companies or individuals who perform checks, such as compliance reviews and audits, that are necessary or desirable under the law
• Companies, agencies, or individuals that maintain databases against which your identity may be verified, including the New Zealand Department of Internal Affairs and New Zealand Transport Agency
• Social media sites on which we may have a presence
• Courts, tribunals, and regulatory authorities, such as the Financial Markets Authority and the Ministry of Justice in New Zealand
• The Office of the Ombudsman, where a complaint relates to official information
• Any person or agency we believe could assist in responding to a serious privacy breach
• The Office of the New Zealand Privacy Commissioner, where a complaint relates to breach of the Privacy Act 2020
• The Human Rights Commission, where a complaint relates to discrimination
• CERT NZ, where appropriate to assist with the management of a voluntarily notified privacy breach
• An overseas privacy regulator, where a complaint relates to the actions of an overseas agency
• Anyone else to whom you authorise us to disclose it

Except as described above, we will not disclose your personal information without your written or oral consent, unless we are required to do so by applicable law.

Protecting Your Personal Information

We will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse. Our software is subject to audits to ensure it continues to meet security requirements. All data handled in our software is encrypted in transit and during storage and can only be accessed over secure network connections.

Storing Your Personal Information

We will only retain personal information for as long as it is required for the purposes for which the information may lawfully be used. All data stored online is backed up and can be retrieved in the event of data loss or corruption.

Data may sometimes be held on-premise at 164 Wairere Road, RD 2, Auckland, 0782, New Zealand if it is provided to us outside of our software.

Accessing and Correcting Your Personal Information

Subject to certain grounds for refusal set out in the Privacy Act 2020, you have the right to access your readily retrievable personal information that we hold and to request a correction to your personal information. Before you exercise this right, we will need evidence to confirm that you are the individual to whom the personal information relates.

If we think a requested correction is reasonable and we are reasonably able to change the personal information, we will make the correction. If we do not make the correction, we will take reasonable steps to note the personal information that you requested the correction.

If you want to exercise either of the above rights, email us at jay@dashfinancial.co.nz. Your email should provide evidence of who you are and set out the details of your request.

Data Breaches

Our Privacy Officer has processes and systems in place in the unfortunate event of a data breach. If such an event occurs, we will promptly identify, report, and examine a personal data breach.

Internet Use

While we take reasonable steps to maintain secure internet connections, if you provide us with personal information over the internet, the provision of that information is at your own risk.

If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. We suggest you review that site’s privacy policy before you provide personal information.

We use cookies to monitor your use of the website. A cookie is an alphanumeric identifier that we transfer to your computer’s hard drive so that we can recognise your browser. You may disable cookies by changing the settings on your browser, although this may mean that you cannot use all of the features of the website.

We may use information about your use of our websites and other IT systems to prevent unauthorised access or attacks on our software. We may use services from one or more third-party suppliers to monitor the use of our systems. These third-party suppliers may have access to monitoring and logging information, as well as information processed on our websites and other IT systems.

Contact Us

If you have any questions regarding this Privacy Policy, please contact:

• Dash Financial Services Limited
• Email: jay@dashfinancial.co.nz
• Phone: +64 21 024 72087
• Address: 164 Wairere Road, RD 2, Auckland, 0782, New Zealand